Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. Similarly, you can just book any reservation you want through the Chase Ultimate Rewards travel center. The perks accompanying this Chase credit card co-brand are worth way more than the $89 annual fee that comes with it. † Annual fee waived for the first 12 months. "ratingValue": "4.6", In A Nutshell. The Chase Freedom Flex® card is an excellent cash-back credit card for people who are looking to maximize rewards. If you’re a fan of IHG hotels or its partners like Crowne Plaza, Kipton or Holiday Inn, then this 60,000-point bonus comes in handy. The Southwest Rapid Rewards Plus® Credit Card is the entry level card for aspiring Rapid Rewards point earners. "description": "Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.. American Express bonuses come in the form of high-value Membership Rewards Points, as well as cash statement credits. Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.. No annual fee. Perks: Rewards credit cards offer perks outside the scope of cash back and bonus points. That amount is added to your balance, making it $2,100. "ratingValue": "5", The card has no annual fee but offers an incredible $750 cash bonus after you spend $7,500 in the first three months. "url": "https://www.cardbenefit.com/american-airlines-aadvantage-mileup-card/" Read review . Make sure you're doing it with the right credit card to earn the most bonus points or cash back. Take classes using a phone, tablet, or TV. 40,000 bonus miles after spending $2,000 in the first 3 months. Even though the popularity of travel credit cards has declined due to COVID-19, many people are applying for cards now to help offset the cost of post-pandemic travel. Let’s not forget the sign-up bonus and the 9,000 cardmember anniversary points you can receive. }, April 12, 2020, 18:23 6:23 pm. Best Credit Card Bonuses: Now, let’s take a look at some of the best offers that are available. "brand": "Citibank", It’s these types of benefits that help round out the value of the $99 annual fee. Rewards credit cards and branded-travel cards typically have the best sign-up bonuses. *Update 5 Feb 2020- Some credit cards’ cash back policy had changed. "priceCurrency": "USD", "description": "Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. The best cash back credit cards offer premium rewards including up to 6% cash back, hefty bonuses, and long 0% intro APR offers. All Southwest Rapid Rewards credit cards earn 2x points per dollar spent with Southwest and 1x points on all other purchases. ", So as long as you manage your spending, you can earn a lucrative amount of money with these best cash back credit cards for May 2020. Generally, your new card issuer pays off your debt with the other creditor and you make payments to your new creditor instead. "brand": "Bank of America, N.A. Therefore, they might offer an enticing sign-up bonus to attract more users. (Once the zero-interest period expires, a variable APR of 13.99% to 23.99% will apply.) Airline fees are becoming a way of life as airlines shift to a la carte pricing. Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights. Chase Sapphire Preferred. The Chase Ink line of business credit cards features some of the most lucrative points-earning small business credit cards on the market.. Our offer page has all of the details on this limited-time offer. "image": "https://www.cardbenefit.com/images/cards/BPC.png/", "description": "Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. "image": "https://www.cardbenefit.com/images/cards/CFU.png/", This rewards rate comes in handy when you’re trying to earn lots of points quickly. Weigh them carefully with the card’s everyday spending rewards — for example, if you are torn between two cards, which one will give you more cash back throughout the year rather than just upfront. Here are a few questions to ask when you are comparing credit cards: This isn’t as simple as just going on a grand shopping spree. Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout. Ink Business Credit Cards; Chase Ink Business Cash Credit Card This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. "@context": "http://schema.org", Citibank. While the right rewards credit card for you will depend on a number of factors, these are some of our favorites right now that are also offering enviable sign-up bonuses. The card does come with a first year annual fee waiver on the primary card and up to three additional cards. "offers": { The Capital One Quicksilver Cash Rewards Credit Card is an excellent everyday rewards card that you only need good credit to get. "@context": "http://schema.org", You’ll also get a free monthly credit report and score through Experian. If you buy in bulk, this card could really help maximize your rewards. physixfan and Geo 2019-09-23 2020-01-28 102 Comments. Maximize the money you get back on your everyday spending with these picks for cash back cards. "sku": "CSP" }, Blue Cash Preferred® Card from American Express offers $300 bonus after qualified spending. Plus, 1x point per dollar spent on all other purchases. You will be reimbursed up to $100 in airline incidental fees each year. The Ink Business Cash card from Chase has several things going for it that earn this top ranking. ; Earn 2% Cash Back at U.S. gas stations and select U.S. department stores. Above all, for a modest $69 annual fee, the Rapid Rewards Plus credit card helps you rack up points as cheaply as possible. If you exchange them for a cash deposit into a TD Ameritrade account, you get a 10% bonus. Annual fee: $0. "@type": "Offer", There is no annual fee the first year ($95 after that), and applicants need good personal credit or better for approval. You don’t need to be a multimillion dollar entity to qualify for some of the best business credit cards around. Bank of America® Premium Rewards® credit card is offering 50,000 bonus points, redeemable for $500 cash, after qualified spending. Spend $3,000 during the first three months of account opening. "@type": "Offer", The United Business Card℠ comes with a 75,000 mile sign-up bonus after spending $5,000 in the first three months from account opening. 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. "sku": "CFU" 1.20 SkyOne Platinum Elite Credit Card – $300 Bonus; 1.21 American Express Cash Magnet – $300 Bonus; 1.22 American Express Blue Cash Preferred $300 Bonus – Annual Fee Waived First Year; 1.23 Star Trek – $300 Cash Bonus – $39 Annual Fee; 1.24 Capital One Savor $300 Cash Bonus – $95 Annual Fee; 1.25 Discover it – $50 + Double Cash Back "@type": "Offer", "@context": "http://schema.org", You can even redeem your points to pay for baggage fees. }, Spend $2,000 within three months of account opening. Make sure you have let enough time pass between similar credit card offers. If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase. Best Cards Summary. If you don’t have a strong credit score, you may be wondering what your chances are of getting approved for a card. Review your spending to see which category takes the biggest chunk of your budget, and choose that as your 3% category. Marriott Bonvoy Boundless – 75,000 bonus points; 8. The Chase Freedom Flex offers all of this without any annual fee. See which cards offer the most bang for your buck. It has no annual fee and no foreign transaction fees. Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions. "availability": "http://schema.org/InStock", Credit cards that offer sign-up bonuses will offer them in two different ways, either in cash back or points/miles. "@type": "Product","aggregateRating": { If you’re a business owner who travels a lot for work or pleasure, the Ink Business Preferred is an ideal choice. }]. Will update this post very soon. 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. ; Earn 1% Cash Back on all other purchases. Whether you’re looking to enjoy travel credits with their flagship Platinum Card or earn accelerated cash-back earnings at U.S. supermarkets, American Express offers some of the best credit card bonuses. Plus, you'll get an additional 25,000 bonus miles after you spend $10,000 in the … The Capital One® Quicksilver® Cash Rewards Credit Card offers a $150 cash bonus after you spend $500 in the first three months from account opening. The TD Cash Visa Credit Card is a straightforward cash-back credit card with a straightforward sign-up bonus and no annual fee. As long as you earn your bonus through meeting a spending limit and it’s for a personal account. Is this the best offer for a particular card? Also, the promised 50,000 points a card might offer might only equate to $500 in perks when redeemed for a specific airline or hotel chain. "reviewCount": "30" Apply online. Spend $15,000 on purchases in the first 3 months from account opening. "price": "0", Choosing a credit card that meets your needs is important, which is why Slickdeals’ Credit Card Hub helps you compare the benefits of different cards, search credit cards by rewards categories, and explore cards by their issuers — all to find the best fit for your wallet. "reviewCount": "33" Citi Rewards+® Card offers 15,000 bonus points, redeemable for $150 in cash rewards. Whether you’re interested in scoring one of our best bank bonuses and promotions or discovering how your online spending can fund a loved one’s college education, Slickdeals is here to help you uncover the best personal finance deals around. Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions, 0% Introductory APR for 12 billing cycles for purchases. Many of life’s most basic concepts are the most reliant on relativity. "priceValidUntil": "08/05/2021", ", "availability": "http://schema.org/InStock", The best 2% credit card! Find out what's best for you. Try returning items in exchange for store credit rather than getting credit back on your card. You don’t have to worry about rotating categories or purchase limits. You can redeem ThankYou points for cash back, starting at 5000 points for $50. The card offers you 3x points per dollar spent on all travel and dining purchases and 1x on all other purchases. Cash Back rewards do not expire as long as your account is open. The 10% is capped at $2,000 of spending for a maximum return of $200 cash back as your welcome bonus. Points with transfer partners, including airlines and hotels. of any financial product before you apply. And an additional 25,000 bonus miles after making a total of $10,000 in purchases during the first six months of account opening. You can redeem points for cash back, starting at 5000 points for $50. You also get free access to more than 1,300 Priority Pass lounges and restaurant options around the world. Most cards will not count annual fees, transferred balances or cash advances toward the spending threshold. Will update this post very soon. Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Find the credit card bonuses, sign-up offers, and promotions for April 2021.. You can earn hundreds or thousands of dollars worth in cash, points, and miles. 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. "priceValidUntil": "08/05/2021", Earn a $150 statement credit after spending $1,000 on your new Card in your first 6 months. With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories. "brand": "Bank of America, N.A. Citi Flex Plan offers are made available at Citi's discretion.. ", Some cash-back credit cards change their bonus spending categories on a quarterly basis and require you to register each quarter to earn the 5% cash-back bonus. They could easily net you hundreds of extra dollars in rewards, perhaps even on money that you planned to spend anyway. Get up to $100 in Airline Incidental Statement Credits annually and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years. Non-cash back American Express cards offer rewards in the form Membership Rewards points. "@context": "http://schema.org", If you’d like more unique ways to save and earn money, visit our personal finance hub today. Our list of the best cash back credit cards can help you make sure you're earning bonus cash back in all the places you shop the most every day. You can take advantage of some really strong transfer partners such as United, Southwest, Singapore Airlines, Virgin Atlantic and Hyatt. "@type": "Offer", that our information will always be up to date, so we encourage you to verify all the terms and conditions Loans. Spend $500 during the first three months of account opening. Premium credit cards with large annual fees often require a lot of spending to justify paying so much money. "@type": "AggregateRating", Citi Flex Plan offers are made available at Citi's discretion. Many of life’s most basic concepts are the most reliant on relativity. The Ink Business Unlimited® Credit Card opens up with a $750 cash bonus after spending $7,500 in the first three months from account opening; includes 1.5% cash back on all purchases and charges no annual fee. No Annual Fee. Not every retailer lets you swipe your plastic for free. "reviewCount": "3" "priceCurrency": "USD", Subscribe to our latest articles, news, and promotions! It also has travel benefits including an auto rental collision damage waiver, travel and emergency assistance and roadside dispatch. The best cash back business credit card is the Capital One® Spark® Cash for Business because it offers unlimited 2% cash back on all purchases. There are no rotating categories to track, caps on how much you can earn or excluded purchase categories. "description": "Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. New cardholders can also take advantage of a 0% APR on purchases for the first 15 months with the card. Earning this extra bonus will make up for the $99 annual fee attached to the card. "ratingValue": "5", The Ink Business Unlimited® Credit Card's sign-up bonus can give your small business a nice boost: a $750 cash bonus after spending $7,500 in your first 3 months. Here’s why: With the Bank of America® Business Advantage Cash Rewards Mastercard® credit card , you’ll get to choose your 3% bonus rewards category from a list of options, including gas stations, office supply stores, travel, TV/telecom and wireless, … "name": "Citi Premier Card", Click … Unfortunately, it’s difficult to say because credit card issuers don’t disclose their eligibility criteria publicly. Additionally, the United Explorer Card awards 2X miles per dollar spent on United purchases, at restaurants and eligible delivery services including GrubHub, DoorDash, Seamless and Caviar. Here is the break down of both. How to Find the $200 or $250 Amex Blue Cash Everyday Card Bonus Offer Image Credit: Minerva Studio via Shutterstock. "priceCurrency": "USD", A 3% fee (min $10) applies to all balance transfers. "priceValidUntil": "08/05/2021", You’ll also earn a $200 sign-up bonus once you spend $1,000 in the first 90 days of your account opening. Load Error Cash back credit cards: Cash back credit cards give users cash rewards after certain purchases, typically within a one to five percent range, depending on the card. Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening. This IHG card is a traveler’s dream, especially if you’re already a loyal IHG customer. She holds a degree from Baylor University and is currently pursuing her CFP® certification. "image": "https://www.cardbenefit.com/images/cards/CSP.png/", Why We Like the Chase Sapphire Preferred Bonus. "@type": "AggregateRating", Timing is everything when it comes to credit cards. "description": "The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.. "price": "0", Personal Loans Home … Read our Chase Freedom Unlimited Card review. Plus, earn 1 point per dollar spent on all other purchases.. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. Similar to the Citi® Double Cash Card, American Express cash rewards credit cards don’t make you fuss with quarterly bonus categories. Not only does it reward you generously with 3% and 2% cash-back options, it doesn’t have an annual fee and even offers an introductory 0% interest rate for the first 15 billing cycles. The best cash back credit cards of 2020 offer rewards for each dollar you spend, but they don’t all offer the same earning rate, bonus categories, or cardholder perks. It has no annual fee. When choosing the best rewards credit card for your budget, look at the sign-on bonuses. 0% Introductory APR for 12 billing cycles for purchases. It also offers 2X points on travel and dining purchases. It also offers 3% cash back at gas stations and on transit. "reviewCount": "3" For example, if you see that a hotel credit card offers 100,000 points, … ", Credit card bonuses are frequently available to new cardholders in exchange for meeting certain spending requirements. "@type": "AggregateRating", While American Express offers many co-branded airline and hotel credit cards, its travel rewards and cash back credit cards offer some of the best value you can get. Spend $3,000 on purchases within the first three months of account opening. © 2021 CardBenefit, Inc. All Rights Reserved. Balance transfer fee - either $5 or 3% of the amount of each transfer, whichever is greater.. "availability": "http://schema.org/InStock", "priceCurrency": "USD", Many cards are very similar in the everyday spending rewards they offer. Contactless Cards - The security of a chip card, with the convenience of a tap. "@type": "Product","aggregateRating": { Spend $3,000 on purchases in the first 3 months. All Rights Reserved. It awards 3x points on your first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines on each account’s anniversary year. The Chase Sapphire Preferred has a $95 annual fee and offers a variable APR, depending on your credit worthiness. Credit cards for businesses can offer you a bunch of perks, including the ability to track your expenses in a much easier way and earning rewards to maximize your purchases. Many credit cards offer bonus rewards in cash back, miles or points. "image": "https://www.cardbenefit.com/images/cards/CTY.png/", So pass for me. Cash back perks are a common reward among today’s credit card selections, and it remains popular with users as well. Many credit cards will offer a bonus for new cardholders who spend a specific amount in their first three months. Spend $500 on purchases within 3 months from account opening. The best cash back business credit card is the Capital One® Spark® Cash for Business because it offers unlimited 2% cash back on all purchases. So, if you’d like to improve your credit but still want to earn cash back rewards, the Credit One Bank® Visa® may be a good option. New applicants can earn 80,000 bonus points after using their card to spend $4,000 within three months of account opening. Instead Amex cards offer accelerated earnings on popular household spending categories like U.S. supermarkets and U.S. gas stations. }, "name": "Bank of America Premium Rewards Credit Card", ", As well as fees for things you actually want to spend money on. "@type": "Product","aggregateRating": { Read our full review of the Cash Rewards credit card. This means when you shop at supermarkets, your new Chase Sapphire Preferred card will reimburse you for the first $50 you spend. Other times, you can activate offers on your card to make your spending go even further. Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. Read our Chase Freedom Flex Card review. Keep track of your spending to make sure you reach the minimum without racking up debt. The Tangerine Money-Back Credit Card is popular because you can choose the categories that you spend the most in, making this card highly customizable from customer to customer. Check out the top cash back offers available today! Take percentages, for example. }, Bank of America and Merrill customers can earn an additional loyalty bonus of Preferred Rewards, which may increase your rewards to 2.62 points for every $1 you spend. "offers": { Chase Sapphire Preferred® Card: Best for Flexible Rewards. You’ll also get a free monthly credit report and score through Experian. Sometimes a card will allow you to add an authorized user for additional points. "reviewCount": "104" Earn a $300 statement credit after spending $3,000 on your new Card in your first 6 months. Earn an impressive 5% cash back on select business purchases. "image": "https://www.cardbenefit.com/images/cards/BTR.png/", Who doesn’t like bigger bonuses? Best Credit Card Bonus Offers: September 2020 Chase Sapphire Preferred This popular travel rewards card just increased its welcome bonus to the highest amount ever. Chase Ink Business Cash Credit Card. ", "price": "0", Spend $5,000 on purchases in the first 3 months. Here are some of the best cash bonus credit cards: American Express Cash Magnet® Card; Blue Cash Preferred® Card from American Express; Capital One® Savor® Cash Rewards Credit Card; Chase Freedom Unlimited® Capital One Quicksilver Cash Rewards Credit Card; Ink Business Cash® Credit Card; Some cash bonus credit cards offer the same cash back rate on all purchases. The BMO Cash Back Mastercard is a no-fee cash back card offering 5% cash back on all purchases in your first 3 months…on up to $2,500 in purchases. "@type": "Product","aggregateRating": { Spend $3,000 in purchases in  first 3 months of card membership. The original Chase Freedom® card was already a solid choice for cash-back enthusiasts, and this one raises the bar. The value of these points vary according to how you redeem them. The Bank of America Cash Rewards credit card is among the most popular credit cards for people who want a cash-back card without all the bells and whistles of the more complicated premium cards. The Credit One Bank® Visa® Credit Card with Cash Back Rewards offers 1% cash back on eligible purchases that include gas, groceries, dining, and phone services. "reviewCount": "9" Just a little more effort could land you more bonus points. Best Cash Back Credit Cards of 2020 with No Annual Fee. So you must figure out how much those rewards or miles are really worth. The Best Rewards Credit Cards for You, 2020 Our top picks offer cash back or points you can use to buy groceries and other everyday items -- or add to your rainy-day fund. The $750 cash bonus comes in the form of 75,000 Ultimate Rewards points. 2% cash back is also one of the richest rewards rates on bonus categories for a no fee credit card. Stay up-to-date on travel restrictions and best safety practices using the CDC’s official COVID-19 Pandemic Travel page. Visit Slickdeals guide to the best balance transfer credit cards to see how much money you can save with a zero-interest offer. "@type": "AggregateRating", You’ll earn 3% cash back in one of the following categories of your choosing: gas stations, online shopping, travel, dining, drug stores and home improvement/ furnishings. "name": "Chase Freedom Unlimited", The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. Chase Sapphire Preferred® Card. When it comes to cash back, it’s pretty easy to determine what the best bonus is. In addition, you can earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases. Below you’ll find some of the best bonus rewards offered by credit cards for consumers and small businesses. The card also offers 2% cash back on up to $25,000 in combined purchases at restaurants and gas stations. Here’s the full article with more information about the cards I speak about. You also earn $5 cash back on the first $25,000 spent at office supply stores, internet, cable, and phone services; 2% cash back on the first … *Slickdeals updates American Express credit card offers periodically. Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. [{ You can earn unlimited 1.5 points per $1 spent on all purchases. "brand": "Citibank", You earn 5% cash back on travel booked through Chase Ultimate Rewards, 3% back at drugstores, 3% back on dining, including takeout and eligible delivery services, and a flat-rate 1.5% back on other purchases. }, We may get paid by brands or deals, including promoted items. Bank of America Cash Rewards credit card Benefits. Spend $1,000 in purchases in  first 3 months of card membership. Citi Flex Plan offers are made available at Citi's discretion. Cash back credit cards are a great way to make money back on your everyday purchases. The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com. Slickdeals is community-supported. Spend $1,000 within three months of account opening. by Saeed Darabi - Last Updated December 26, 2019 (This post may contain affiliate links.) American Airlines AAdvantage MileUp℠ Card offers 10,000 bonus AA miles and an additional $50 statement credit. "description": "Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening. Citi Flex Plan offers are made available at Citi's discretion.. ", Advertiser Disclosure: The personal finance offers that appear on this site are from advertisers from which cardbenefit.com receives compensation.