For every SGD 1, and currency equivalent, spent using the card, you can get miles that you can use towards future travel. Singaporeans love to travel, so the bank DBS has an Altitude Visa Signature Card to help reward cardholders with perks and air miles as they spend locally and overseas. But there is more to this credit card, like additional fees for using the card and charges for foreign transactions. So if you don't qualify for a credit card (read: student) yet, this is probably one of the best debit cards which you can get! Spending $1000 a month entitled you to a whopping $50 cash back, and it is ACTUAL CASH, not points. This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. The coolest thing about the DBS Visa Debit card is that you can still earn up to 3% cashback when you spend on everyday necessities like online food delivery, local transport, local Visa contactless spend... and the occasional online purchase in foreign currency. Every month you are required to pay a minimum amount of the card balance. It will be stated on your account statement. Step 2. … The card works like a standard credit card, with an annual interest rate and fees, but can be used anywhere Visa is accepted globally and provides privileges that are specifically geared towards travel. * Transaction is counted as per tapping usage, one Doesn't dish out many incentives for using it, but still remains as a good introductory debit card for the young ones as they step into the realm of contactless payments. If you are looking for a credit card, read on to learn more about how the DBS Altitude Visa Signature card works. S$500. DBS stands for Development Bank of Singapore. Plus, enjoy personalised service and round-the-clock banking assistance through our 24-hour Customer Care Helpline. You can get your annual fee waived if you spend at least SGD 25,000 a year on retail purchases using the card.². DBS card is another best Visa Infinite card in India offering Visa benefits clubbed with additional benefits from the bank. If you use dynamic currency conversion, where you choose to pay in SGD while abroad or pay in SGD at a foreign merchant, you will also be hit with an additional 1% fee. Development Bank of Singapore (DBS Bank) is giving free debit card. DBS Visa Debit Card Review 2021. When you are in need of cash abroad, you can take cash out from ATMs using your DBS Altitude Visa Signature Card against your credit line, but it will cost you. We break it down below¹: There is an annual fee of SGD 192.60 to the principal cardholder, that is charged to the card. DBS Visa, til' we meet again. Looking for info on how to make an overseas transfer with POSB? All contactless payments made via Visa payWave will receive 3% in cashback as long as you spend at least S$500 per month on Visa and keep cash withdrawals to within S$400. Whether it is a coffee or an expensive suit, you will be charged at least 3.25% on every purchase. Let’s take a look. With Wise’s borderless account, you can load up your account in 45+ global currencies so that when you make a purchase abroad there are no extra fees or charges. Confused about the cost and the exchange rates? This is a perk which is exclusive to POSB/DBS … 3% Aspire Corporate Debit Card. Overseas spend with DBS Altitude Visa Signature Card. Visa Tap to Pay is a new contactless method of payment - the latest evolution in Visa payments. New cardholder benefits. Dining and shopping privileges at over 1,500 POSB/DBS participating merchants. Features & Benefits. If you’re aged between 18 and 27, and enrolled at an eligible institution, you might be interested in the DBS Live Fresh Visa Student Card as a way to access your money, earn cashback on purchases, and pay for your bus and train rides. ⁵, With the DBS Altitude Visa Signature Card, you get a complimentary membership to Priority Pass. With immediate push notifications on Wise’s award-winning app, you will always know how much you’ve spent. Individuals that have a monthly budget of more than S$500, will receive great value from this card. But if you plan your budget carefully and track it to a T, this shouldn't be an issue! The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. We cover everything you need to know about how BigPay works, what are the fees and limits and more. As the cashback has been reduced so much, I have made the (painful) decision to stop using this card until further notice. Plus there will be a prevailing interest rate of 28% per annum if the cash isn’t repaid in full. For being a travel-focused card, DBS and Visa charge you a pretty penny for every foreign transaction you make. Prior results do not guarantee a similar outcome. Let’s be honest, this is not really a feature but a basic function of any debit card. Many banks offer products which are aimed at students, and include perks and features to make life a little easier as you study. VPP already runs in over 20 countries, and DBS / POSB clients can now transfer money to around 1 billion VISA … Use my DBS MCA debit card and incur no further fees (paying in USD) Go to an ATM to withdraw physical USD if the merchant doesn’t accept cards (and pay an ATM withdrawal fee of S$5) It’s conceptually similar to you going to the Arcade, buying USD, … Valid till 30 June 2021. All Personal Accident Insurance Comparison. This card can be used for any transaction that accepts Visa Debit as a payment method, Google Pay payments included! With 5% Cashback (+10%, if you were under the DBS/POSB Cashless promotion), It was such a good card to use. The VPP scheme allows you to transfer money, from your DBS / POSB bank account to anyone with a Visa card. Plus with the Mastercard access, you can use it as a normal card wherever Mastercard is accepted. Should You Use the KrisFlyer UOB Debit Card to Earn Miles? No surprises here. It comes with unlimited 1%-5% instant rebate on all spend, 100% rebates on Spotify and Netflix, and if you like, expose yourself to the wider MCO crypto ecosystem. The Wise borderless account doesn’t have any annual fees and doesn’t charge you for spending abroad. This is because it does not have a minimum spend requirement. The e-wallet also lets you recharge your DTH or mobile, transfer funds, make various type of bill payments and scan BharatQR code to pay instantly. Check the DBS Altitude Visa Signature website to see what promotions are currently running. Any supplementary cards have an annual fee of SGD 96.30. This was once the greatest (if not, one of the greatest) debit cards. The foreign currency transaction fee has a few different parts. Ultimately, DBS Woman's World Card is better for consumers who shop mostly online and prefer to avoid an annual fee, while DBS Black Visa Card caters to local spenders who make mobile payments. You will have to spent at least $400 on contactless monthly to reap the cashback of 1% monthly (was 3-5% previously). ⁴, As a cardholder, you can get up to SGD 1 million worth of travel accident insurance coverage for yourself and family when you travel. It has all the usual perks of being a DBS debit card: it can work as your ATM card, can be … A minimum spend of $800 must be made within 60 days of card approval. For Foreigners, it is SGD 45,000.³. You can also take advantage of retail, golf, and hotel privileges using the card as long as you meet the terms and conditions. This is my very first debit card and I got it during my junior college days. It is not intended to amount to advice on which you should rely. That means more money in your wallet to spend on things that matter. The only names that come to our minds when we hear about banks are SBI, HDFC Bank, etc. The cash advance fee is 8% of the total amount drawn, with a minimum fee of SGD 15. This product has not been claimed by the company yet. Local transport (ride hailing, taxi, transit): 3% cashback, All foreign currency spend (including online purchase): 2% cashback, Need to have: POSB Savings Account or DSB Savings Plus Account or DBS Autosave Account or DBS Current Account, Foreign exchange fee: None if you link it to any multi-currency account with DBS, 3% cashback on local transport (ride-hailing, taxis, public transport via SimplyGO), 2% cashback on all foreign currency spend (including online purchase), 1% cashback on local contactless spend (via Apple Pay, Samsung Pay, Google Pay, Visa PayWave). 10,000 per month. Thus if you do no spent this amount monthly, it may be best to seek for alternatives. It was good to be here and use this card . Here's all you need to know about getting a foreigner loan in Singapore as a personal customer. Spent a bit too much? If you’re not a new DBS/POSB credit cardmember, consider these promotions instead. You can use it globally without any restrictions, although as we saw in the fee section it may cost you. NETS Contactless Cards DBS Visa Cards Transit fares will be accumulated to your CASA-linked (Current Account or Savings Account - linked) ATM/Debit/Credit cards for up to 5 days or after every 21 transactions*, or after a total of S$15 is spent, whichever is earlier. DBS and VISA have the answer: Visa Personal Payments. One of the most popular benefits of this credit card is the ability to accrue miles quickly. I hope DBS will release an attractive cashback rate to entice me to use this card once again. This time, to a measly 1%. And the DBS Altitude Visa Signature Card lets you have 2 free lounge visits within a 12 month period of your membership. YAY! We would already be using credit cards to reap better incentives at that level. Read the latest tips and news about credit cards in getting the best money saving tips. Do make sure that your DBS MCA is linked to your DBS Visa Debit Card as a primary account! Certain other terms and conditions apply as well as limitations, so read the fine print on the insurance before you apply. Airline miles and lounge access does add a nice touch to your travel, but doesn’t saving actual money sound better? By registering with Priority Pass, you can have access to airport lounges all across the world. Spend a minimum of $500 using your debit card; Keep your cash withdrawals to ≤ $400 in a month; The DBS Visa Debit card does seem better compared to the SingLife debit card. The minimum amount that can be charged to the account is SGD 2.50. The DBS Visa Debit Card, unlike the DBS Live Fresh Credit Card, is primarily a cashback card. DBS Visa Debit Card. However, I would still prefer to use the JumpStart debit card. No foreign exchange fee with a multi-currency account. Hidden away between the mid-market rate and Visa’s exchange rate is a fee to you the cardholders. Hence, the cashback feature here is not applicable for younger users who do not have that much spending power yet. Making an overseas fund transfer with OCBC? To take advantage of this, the full trip amount- whether airline tickets or train- must be charged to the card. Here are the categories which you can clock up to 3% cashback: Best of all, almost anyone can qualify for this debit card. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. Overall, the amount of cashback you can get is capped at S$20 per month. Here are the categories which you can clock up to 3% cashback: Online food delivery: 3% cashback; Local transport (ride hailing, taxi, transit): 3% cashback
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