SO the ridiculous interest rate doesn't matter to me. Please enable JavaScript on your browser and refresh the page. 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. For customer service call: 800-642-4720, Ext. This benefit does not cover cell phones that are lost (i.e., disappear without explanation). We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Write full review The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card, or from the card that is linked to a Line of Credit. The customer service is non-existent, and I have had trouble with my credit and debit card purchases being properly credited toward my Cash Back money. When you book and stay 10 nights at a Hotels.com Rewards® eligible property, you will earn one (1) reward night at a Hotels.com Rewards eligible pre-pay property. Welcome back. Purchases not processed using these merchant codes for Visa mentioned above will not qualify for bonus rewards points. NMLSR ID 399801, With the winner of NerdWallet's Best-Of Award 2 years in a row, earn, $150 cash rewards bonus when you spend $500 in purchases in the first 3 months, Our lowest possible intro APR on purchases and balance transfers for 15 months from account opening, 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases - enjoy 5 years to use the points you earn, 50% more value when redeemed for airfare (for instance, 20,000 points is a $300 value toward airfare redemption or a $200 value toward cash redemption), Our lowest possible intro APR for 15 months from account opening on balance transfers and purchases, Collect 1 stamp for every night you stay at any eligible property booked on Hotels.com, Build credit history while you’re in college, 3% cash rewards earned for up to $2,500 spent on gas, grocery, and drugstore purchases for the first 6 months. disappear without explanation). Some promotional rewards bonus offers may include a limit on the amount of bonus points that can be earned. As a result, you should see it listed on your free credit report, which you can get by signing up for WalletHub. When you click "Apply Now" you will be directed to the offering institution's website. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus cash rewards. You may not earn bonus rewards points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. Sign-up bonus. The Wells Fargo College Cash Back card reports to the three major credit bureaus (TransUnion, Experian, and Equifax) on a monthly basis. The rewards program seems to be fairly standard and am accruing these rewards slowly, but surely. One rewards point will be earned per dollar spent on other net purchases. Selecione Cancele para permanecer en esta página o Continúe para ver nuestra página principal en español. Wells Fargo's current cash back credit card is the Wells Fargo Cash Wise Visa. You must have a Wells Fargo Debit or ATM Card in order to redeem rewards at a Wells Fargo ATM. lol it takes three months and 1 billing cycle before they post the rewards to your account... every other major card company will fulfill the bonus once you hit the amount of spend required. I have a couple of other cards that pay 2% constantly, so I'll quit using the Wells Fargo, This is not one of my favorite cards. Alternatively you can compare the latest credit card offers and save money. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile or wireless card reader, or if you use a mobile or digital wallet. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. You can no longer apply for the Wells Fargo Cash Back credit card. Electronic failure or issues related to the software of the device are not covered. Cash redemptions via a withdrawal from a Wells Fargo ATM or a rewards redemption to an eligible Wells Fargo account from a Wells Fargo ATM are redeemable in $20 increments only. I don't have much use for the card and only use it in an emergency. Enjoy 1% cash rewards for other purchases. Learn More. If you choose a room, apartment, or other equivalent accommodation that costs less than $125, the redemption value of the reward night is limited to the cost of the accommodation before taxes, fees, and other charges. I started first with issues getting my statement each month and then with having questions answered. One area where the Wells Fargo Cash Wise outshines the Chase Freedom Unlimited is the sign-ip bonus. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum to the Go Far® Rewards Program Terms and Conditions for the Wells Fargo Rewards® Card for details. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®. A top student credit card thanks to its rewards offerings, this option earns 3% cash rewards for up to $2,500 spent on gas, grocery, and drugstore purchases for the first six months, plus 1% cash back rewards on virtually all other purchases and no annual fee. for Before submitting an application, always verify all terms and conditions with the offering institution. Hotels.com® Rewards Visa® Credit Card cardholders will earn one stamp in the Hotels.com Rewards program for every $500 spent in net purchases (purchases minus returns and credits) using your Hotels.com Rewards Visa Credit Card. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. To qualify for the Wells Fargo Cash Back College SM Card, students must be the age of majority or emancipation in the state of residence; and meet other credit qualifications. It was the first card I opened 6 years ago. They're definitely not as nasty as Bank America. The maximum amount of bonus points you can earn under this promotion is 50,000 (which is $12,500 in net purchases), regardless of how much you purchase or how many transactions you make during the promotional period. Wells Fargo's current cash back credit card is the Wells Fargo Cash Wise Visa. This protection may not be equivalent to or better than other applicable coverage. I guess I really don't have much negative to say at all. The points comparison is based on Go Far Rewards cash redemption options, where the number of points required to redeem is equivalent to the ticket cost divided by 0.01. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts. As long as it doesn't hurt my credit score, I'm seriously thinking about closing this account and changing to another cash-back card elsewhere. Your mobile carrier's message and data rates may apply. 5 rewards points (1 base point plus 4 bonus point (s)) are earned for every $1 spent in net purchases (purchases minus returns/credits) during the first 6 months, from the date the credit card account is opened, at retailers whose merchant code for Visa is classified as grocery stores, drugstores, and gas stations. I loved the idea of cash back and had a good experience with another rewards card from Wells Fargo so I thought why not earn cash. Flights must be redeemed through Go Far® Rewards. If you can't pay the balance right away I don't think the card's the best option since you won't get any cash back until it's paid and the interest rate, after 12 months, can be very high. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. I've been a customer of Wells Fargo for quite a long time, and got a credit card with them recently. After the first six months are up, you'll receive 1% cash back on everything. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12 month period. Interest Rates and Interest Charges; Annual Percentage Rate (APR) for Purchases. Package bookings and bookings made using a coupon do not qualify. You must have an open and active Hotels.com Rewards membership in which you are earning stamps in US dollars to receive this reward night. How to use the Wells Fargo Cash Back College Visa card: Take advantage of the email reminders and budget management tools – as a first-time credit card user, your first priority should be to establish good spending habits. If you are interested in the Wells Fargo Cash Back Credit Card, check out the following credit cards as well: Wells Fargo Cash Back Credit Card is related to the following categories: Don't see what you're looking for? The Wells Fargo Cash Wise Visa card earns an unlimited 1.5% cash back on net purchases. No annual fee: It’s common for cash-back credit cards to come without an annual fee. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSTM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit. Share your insights and review the Wells Fargo Cash Back Credit Card. Because of this, I earn $25 cash back rewards fairly frequently, with no drawbacks to myself. Can’t beat that! This protection may not be equivalent to or better than other applicable coverage. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus rewards points. The Wells Fargo Cash Wise Visa gives you 1.5% back for each dollar you spend, and 1.8% back for the first year on purchases made with mobile wallets like Google Pay or Apple Pay. 5 rewards points (1 base point plus 4 bonus point (s)) are earned for every $1 spent in net purchases (purchases minus returns/credits) during the first 6 months, from the date the credit card account is opened, at retailers whose merchant code for Visa is classified as grocery stores, drugstores, and gas stations. However, I have been doing smaller payments that are payed off fast for several years and have kept the money accumulating. Over that period of time I have earned quite a bit of "free" money! Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus rewards points. All other purchases earn one point per dollar. You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers – even if that account is closed and has a $0 balance. There is no annual fee, which is good, but I think nowadays that should be standard, since they make so much money off of other fees. "The Wells Fargo Cash Back College Card is a decent offer for young adults new to credit-building. | Apply online now. When you, I have had nothing but positive experiences with my card. There are many factors that Wells Fargo looks at to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not necessarily guarantee a specific loan rate, approval of a loan, or an automatic upgrade on a credit card. Certain restrictions and limitations apply. A Wells Fargo Cash Back College Card can help you establish credit history as you buy the things you need while in college – and you can earn cash rewards. We cannot address customer service questions here. Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping. For airline ticket redemptions, the number of points required to be redeemed is equivalent to the ticket costs divided by 0.015, rounded up to the nearest whole point. Furthermore, offers have not been reviewed or approved by the offering institution. Hotels.com may charge a redemption fee for each reward night redeemed. Please note, if you qualify, there is only one exclusive card design available at the issuance of the card. Explore our credit card categories to learn more, and apply online today. Choose from cards with rewards, cash back, no annual fee, and more. originally quoted. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. © 1999 - 2021 Wells Fargo. Sign up may be required. After the initial promo period, the card earns a flat rate 1% back on all purchases, which puts it in the same league as the Discover It Chrome for Students Card , which also features no annual fee. Wallethub doesn’t charge for this service. But the Wells Fargo Cash Wise Visa also has a welcome bonus, which is easy for most people to hit within three months and … This fee will not be charged for Hotels.com Rewards Visa Credit Card cardholders if your card account is open at the time of redemption. Password Show. Last updated on: Oct 7th, 2020 at 07:16 ET, Offer last updated: Oct 7th, 2020 at 07:16 ET. The Wells Fargo Cash Back card comes with a respectable 15-month zero percent balance-transfer offer. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. Wells Fargo offers a 5 percent bonus for a mere six months, then dips … The Wells Fargo Cash Wise Visa® card is a solid cash back card with a reliable 1.5% cash rewards rate on all purchases. You can even elect to redeem your rewards for travel and more. Availability may be affected by your mobile carrier's coverage area. As long as there isn't an annual fee, I figured getting 3% back was better than 2%. Seleccione el enlace si desea ver otro contenido en español. We're sorry, but the Wells Fargo Cash Back Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. Applicants must be able to demonstrate the ability to individually repay their debt. The maximum amount of bonus points you can earn under this promotion is 50,000 (which is $12,500 in net purchases), regardless of how much you purchase or how many transactions you make during the promotional period. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. The reward night will show as redeemable at Hotels.com® 1 – 2 billing periods after it is earned. Info about the Wells Fargo Cash Back Credit Card has been collected by WalletHub to help consumers better compare cards. I was actually placed on hold twice for over 15 minutes each time. The maximum amount of bonus cash rewards you can earn under this promotion is $50 (which is $2,500 in net purchases), regardless of how much you purchase or how many transactions you make during the promotional period. Your mobile carrier’s message and data rates may apply. I hate it lol. This protection is only available when cell phone bills are paid from your Hotels.com Rewards Visa Credit Card. Visa benefits: Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch, Travel accident insurance and Travel and emergency assistance services. To qualify for the introductory bonus of one (1) reward night valued at $125 (the "reward night"), a total of at least $1,000 in net purchases (purchases minus returns and credits) must post to your account within 90 days from the date the account is opened. The Wells Fargo Platinum Card is a popular card for its long … A 1% cash reward will be earned per $1 spent on other net purchases. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® Card for details. You must have a Wells Fargo Debit or ATM Card to redeem rewards at a Wells Fargo ATM. I haven't had any problems with the card or the service from Wells Fargo. The $0-annual-fee Wells Fargo Visa Signature® Credit Card … Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. Enter your cell phone number and we’ll send you a link to install the WalletHub app. Contact Wells Fargo for details. Students with an established credit history may also consider the potential advantages of applying for other Wells Fargo Credit Card products. The value of your reward night does not count towards any taxes or fees. This card earns 3% cash rewards on up to $2,500 in combined gas, grocery and drugstore purchases for the first six months after opening an account. for You may not earn bonus rewards points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. Purchases not processed using these merchant codes for Visa mentioned above will not qualify for bonus cash rewards. I also have a Wells Fargo Cash wise card, which used to be a a college card with 1% cash back and it has a $5,500 credit limit. The financial institution did not provide the details. I use my card to pay off only a few bills and then switch the money over right away from my other accounts, because the way I see it is if you build up interest at all the money that you are earning. If you do transfer a balance, however, you shouldn’t plan to actively use the card to earn rewards, since running up new debts defeats the purpose of debt consolidation in the first place. We are unable to contact you about your comments. Dining: eating places and restaurants, drinking places, or fast food restaurants (caterers, bakeries, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants). If you prefer, you can get them as a statement credit or check. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). Refer to the Hotels.com® Rewards Terms & Conditions for complete details. Call your cellular provider (or sign on to their website) and request to set up automatic payments. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. We may use other FICO® Score versions and other information when you apply for credit. This fee will not be charged for Hotels.com® Rewards Visa® Credit Card cardholders if your card account is open at the time of redemption. Cash rewards are redeemed in $25 increments and you can choose to have them automatically deposited into your savings or checking account. Deposit products offered by Wells Fargo Bank, N.A. Apply for the Wells Fargo Cash Wise Visa Card. The periodic rate, expressed as an annual amount, used to compute the interest charge on an outstanding balance. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSTM, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. Setting up automatic payments is not required to qualify for the Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Hotels.com Rewards Visa Credit Card to get up to $600 protection.

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